Regular Savings
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements
- Free Telephone Banking
- Earns Interest on daily balance of $100 or more
- $100 minimum to open
- 3 Debit Transactions per quarter, All other @$1
Money Market Account
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements
- Free Telephone Banking
- $100 minimum to open
- $6 monthly maintenance fee
- Maintenance fee can be avoided by maintaining a $1,000 daily balance
- Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance.
Citizens Money Market
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements
- Free Telephone Banking
- Free Safe Deposit box for 1 year
- $2,500 minimum to open
- $20 monthly maintenance fee
- Maintenance fee can be avoided by maintaining a $10,000 daily balance
- Combined statement
- A customer receives all benefits offered by keeping both Citizens Checking and Citizens Money Market accounts
- Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance. Fees may reduce earnings.
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