Maintenance fee can be avoided by maintaining a $1,000 daily balance
Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance.
Citizens Money Market
Free Online Banking and Bill Pay
Free Mobile Banking with Mobile Deposit
Free eStatements
Free Telephone Banking
Free Safe Deposit box for 1 year
$2,500 minimum to open
$20 monthly maintenance fee
Maintenance fee can be avoided by maintaining a $10,000 daily balance
Combined statement
A customer receives all benefits offered by keeping both Citizens Checking and Citizens Money Market accounts
Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance. Fees may reduce earnings.
Certificates of Deposit (CDs)
$500 Minimum to open
Maturities from 30 days to 60 months
Rate varies by amount and term of deposit
Individual Retirement Account(IRAs)
$500 minimum to open
Maturities from 30 days to 60 months
Rate varies by amount and term of deposit
We offer SEP, CESA, Traditional, Roth, and Simple IRAs.
Note: Customer should consult their tax advisor regarding tax implications prior to executing transactions to their IRA.