Product Rates
Accurate as of November 15, 2022
Certificates of Deposit (Minimum Balance $500)
|
Term
| Interest Rate | Annual Percentage Yield | IRA Interest Rate | IRA Annual Percentage Yield |
|---|
| 30 Days |
0.995%
|
1.00% |
N/A |
N/A
|
| 90 Days |
0.995% |
1.00% |
N/A |
N/A
|
|
180 Days
|
0.995% |
1.00% |
0.995% |
1.00%
|
| 1 Year |
2.956% |
3.00% |
2.956% |
3.00%
|
| 2 Years |
3.440% |
3.50% |
3.440% |
3.50%
|
| 3 Years |
3.440% |
3.50% |
3.440% |
3.50%
|
| 4 Years |
3.440% |
3.50% |
3.440% |
3.50% |
| 5 Years |
3.440% |
3.50% |
3.440% |
3.50% |
Penalty for early withdrawal
Fees could reduce earnings
Rates subject to change
Personal Money Market
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $10,000 |
0.30%
|
0.30% |
| $10,000-$99,999.99 |
0.50% |
0.50% |
| Over $100,000 |
0.65% |
0.65% |
$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Citizens Money Market
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $500,000 |
0.75%
|
0.75% |
| $500,000 and over |
0.80% |
0.80% |
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Commercial Money Market & Commercial Interest Checking
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $25,000 |
0.30%
|
0.30% |
| $25,000-$99,999.99 |
0.50% |
0.50% |
| $100,000-$999,999.99 |
0.65% |
0.65% |
| $1,000,000 and over |
0.75% |
0.75% |
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Interest Bearing Checking and Savings
|
Account Type
| Interest Rate | Annual Percentage Yield |
|---|
Citizens Checking
($500 minimum opening deposit) |
0.275%
|
0.28% |
Interest Checking
($100 minimum opening deposit) |
0.275% |
0.28% |
Savings
($100 or greater balance required to earn interest) |
0.275% |
0.28% |
Fees could reduce earnings
Rates subject to change
Safe Deposit Box Rates
|
Class
| Size | Cost |
|---|
| 1 |
3 x 5
|
$40.00 |
| 2 |
3 x 10 |
$50.00 |
| 3 |
5 x 10 |
$70.00 |
| 4 |
7 x 10 |
$85.00 |
| 5 |
10 x 10 |
$100.00 |
|