Product Rates
Accurate as of September 20, 2024
Certificates of Deposit (Minimum Balance $500)
|
Term
| Interest Rate | Annual Percentage Yield | IRA Interest Rate | IRA Annual Percentage Yield |
|---|
| 30 Days |
0.995%
|
1.00% |
N/A |
N/A
|
| 90 Days |
0.995% |
1.00% |
N/A |
N/A
|
|
180 Days
|
2.469% |
2.50% |
2.469% |
2.50%
|
| 1 Year |
3.922% |
4.00% |
3.922% |
4.00%
|
| 2 Years |
2.956% |
3.00% |
2.956% |
3.00%
|
| 3 Years |
2.956% |
3.00% |
2.956% |
3.00%
|
| 4 Years |
2.956% |
3.00% |
2.956% |
3.00% |
| 5 Years |
2.956% |
3.00% |
2.956% |
3.00% |
Penalty for early withdrawal
Fees could reduce earnings
Rates subject to change
Personal Money Market
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $10,000 |
0.45%
|
0.45% |
| $10,000-$99,999.99 |
0.70% |
0.70% |
| Over $100,000 |
1.45% |
1.46% |
$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Citizens Money Market
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $500,000 |
1.45%
|
1.46% |
| $500,000 and over |
1.45% |
1.46% |
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Commercial Money Market & Commercial Interest Checking
|
Balance
| Interest Rate | Annual Percentage Yield |
|---|
| Under $25,000 |
0.45%
|
0.45% |
| $25,000-$99,999.99 |
0.70% |
0.70% |
| $100,000-$999,999.99 |
1.45% |
1.46% |
| $1,000,000 and over |
1.45% |
1.46% |
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change
Interest Bearing Checking and Savings
|
Account Type
| Interest Rate | Annual Percentage Yield |
|---|
Citizens Checking
($500 minimum opening deposit) |
0.400%
|
0.40% |
Interest Checking
($100 minimum opening deposit) |
0.400% |
0.40% |
Savings
($100 or greater balance required to earn interest) |
0.400% |
0.40% |
Fees could reduce earnings
Rates subject to change
Safe Deposit Box Rates
|
Class
| Size | Cost |
|---|
| 1 |
3 x 5
|
$40.00 |
| 2 |
3 x 10 |
$50.00 |
| 3 |
5 x 10 |
$70.00 |
| 4 |
7 x 10 |
$85.00 |
| 5 |
10 x 10 |
$100.00 |
|