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Rates

Product Rates

Accurate as of September 20, 2024
 

Certificates of Deposit (Minimum Balance $500)

Penalty for early withdrawal
Fees could reduce earnings
Rates subject to change

Personal Money Market
BalanceInterest RateAnnual Percentage Yield
Under $10,0000.45%0.45%
$10,000-$99,999.990.70%0.70%
Over $100,0001.45%1.46%

$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Citizens Money Market

TermInterest RateAnnual Percentage YieldIRA Interest RateIRA Annual Percentage Yield
30 Days0.995%1.00%N/AN/A
90 Days0.995%1.00%N/AN/A

180 Days

2.469%2.50%2.469%2.50%
1 Year3.922%4.00%3.922%4.00%
2 Years2.956%3.00%2.956%3.00%
3 Years2.956%3.00%2.956%3.00%
4 Years2.956%3.00%2.956%3.00%
5 Years2.956%3.00%2.956%3.00%
BalanceInterest RateAnnual Percentage Yield
Under $500,0001.45%1.46%
$500,000 and over1.45%1.46%

$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Commercial Money Market & Commercial Interest Checking

BalanceInterest RateAnnual Percentage Yield
Under $25,0000.45%0.45%
$25,000-$99,999.990.70%0.70%
$100,000-$999,999.991.45%1.46%
$1,000,000 and over1.45%1.46%

$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Interest Bearing Checking and Savings

Account TypeInterest RateAnnual Percentage Yield
Citizens Checking
($500 minimum opening deposit)
0.400%0.40%
Interest Checking
($100 minimum opening deposit)
0.400%0.40%
Savings
($100 or greater balance required to earn interest)
0.400%0.40%

Fees could reduce earnings
Rates subject to change
 

Safe Deposit Box Rates

ClassSizeCost
13 x 5$40.00
23 x 10$50.00
35 x 10 $70.00 
4 7 x 10 $85.00 
5 10 x 10$100.00 

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