Personal Deposit Products

Checking Accounts

All checking accounts come with:

$100 Opening Deposit
$0.25 for each debit transaction over 15
Maintenance Fee and debit fee can be avoided by maintaining a $1,000 daily balance
$8 Monthly Maintenance Fee
Account Highlights:
- Earns Interest

Free Online Banking and Bill Pay
Free Mobile Banking with Mobile Deposit
Free eStatements
Free Telephone Banking
$100 minimum to open
$6 monthly maintenance fee
Maintenance fee can be avoided by maintaining a $1,000 daily balance
- Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance.

Free Online Banking and Bill Pay
Free Mobile Banking with Mobile Deposit
Free eStatements
Free Telephone Banking
Free Safe Deposit box for 1 year
$2,500 minimum to open
$20 monthly maintenance fee
Maintenance fee can be avoided by maintaining a $10,000 daily balance
Combined statement
A customer receives all benefits offered by keeping both Citizens Checking and Citizens Money Market accounts
- Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than six by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance. Fees may reduce earnings.

We offer SEP, CESA, Traditional, Roth, and Simple IRAs.

Note: Customer should consult their tax advisor regarding tax implications prior to executing transactions to their IRA.
SEE OUR CURRENT RATES

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